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The environment may suffer when poverty is an issue with surrounding citizens. There are different areas to tackle depending on how you view the situation. Poverty deals with shortage of necessary things needed to live a healthy lifestyle. There can be a shortage of food, clean water, and other resources needed in order to maintain well-being of not just you and your loved ones, but how things in your environment are maintained. For some areas, it is likely poverty is present when buildings, homes, and other area structures look run down and old. Small and large cities have citizens that live in poverty and in most cases you can tell from the way the surrounding environment looks. If you think about a suburb there are homes and structures that are newly built with plush lawns and gardens. People in these areas likely earn a certain amount of money that allows them to maintain a good way of living. When enough money is earned it is also fair to say consumers are happy with their lifestyles while seeing them easier to maintain with a career they enjoy. They are more likely to exercise, eat healthy, and be more involved with what is going on in their environment. This may be different from an area with poverty.
It is gratifying to note that the Government of Ghana has adopted microfinance as one of the important strategies for poverty reduction and wealth creation. Recognizing the role various institutions and individuals can play to ensure the achievement of this national vision of achieving the MDGs and also becoming a middle income country by the year 2015, there is the need to quicken the pace of reforms in the microfinance sector in order to unleash its full potential for accelerated growth and poverty reduction.